Free · Life Insurance Assessment · 3 Minutes

Do You Have Enough Life Insurance?

Answer 7 questions about your situation. Get a score that shows exactly how protected your family really is — and the coverage gap in dollars.

Find My Coverage Gap →
⏱ 3 minutes · Results include your estimated gap in dollars
What You’ll Find Out
Seven questions based on the DIME method — Debt, Income replacement, Mortgage, Education.
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Income Replacement Gap

How long could your family maintain their lifestyle without your income? Most policies fall short by years.

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Mortgage & Debt Coverage

Does your current death benefit actually cover your outstanding mortgage, car loans, and credit card balances?

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Education & Future Costs

Are your children’s future education costs accounted for in your coverage calculation?


Your Life Insurance Coverage Band
Most people fall into the middle band — gaps they don’t know about.
Score 22–35 · Well Covered

Comprehensive Coverage ✓

Your family is genuinely protected. We’ll confirm your policy type and beneficiary designations are optimized, and check for premium savings.

Score 13–21 · Coverage Gap

Partially Protected ⚠

You have some coverage but meaningful gaps in income replacement or debt coverage. We’ll calculate the exact dollar gap.

Score 7–12 · Not Protected

Critical Gap 🚨

Your family has little or no protection. A 20-year term policy for your situation may cost less than $40/month. Let’s fix this today.


How It Works
1

Answer 7 Questions

Income, dependents, existing coverage, debts, and your family’s financial obligations.

2

See Your Coverage Gap

Instant score with an estimated dollar gap — how much additional coverage your family actually needs.

3

Get Matched to a Policy

We’ll reach out with 2–3 policy options that close your specific gap at the lowest available rate.

Know Your Number in 3 Minutes

Free. No medical exam required to get a quote. No obligation. Just clear answers about how protected your family really is.

Find My Life Insurance Gap →