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Texas Home & Auto Coverage Comparison Worksheet

Stop guessing which policy is better. This side-by-side worksheet shows you exactly how to compare homeowners and auto quotes — coverage by coverage, exclusion by exclusion.

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What’s Included
Everything you need — ready to use immediately.
  • Side-by-Side Coverage Comparison TableCompare up to 4 quotes at once across dwelling, liability, deductible, and exclusion columns — see exactly what you’re trading off.
  • Texas-Specific Gap Checklist17 coverage gaps unique to Texas — windstorm, flood, hail, foundation — that standard HO-3 policies often exclude. Check what your quote covers.
  • Rate Shopping Decision FrameworkA simple scoring system that tells you which quote is actually better, not just cheaper. Accounts for carrier rating, deductibles, and coverage quality.
  • Renewal Trigger Checklist6 life events that should trigger a re-shop — marriage, new home, teen driver, business started, major renovation, approaching retirement.

This Is For You If…
You’re shopping for home or auto insurance
You received multiple quotes and can’t compare them
You’re renewing soon and want to know if you’re overpaying
You own a home in Texas

Compare Your Quotes the Right Way

Most people pick the lowest premium. This worksheet shows you why that’s often the wrong move — and how to find the quote that’s actually best.

Get the Worksheet — $7
30-day money-back guarantee. No questions asked.