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Shop 15+ carriers for your home, auto, and more — same day

One form. One advisor. Real quotes across every major personal lines carrier in Texas — usually within hours, never days.

✓ Bundle savings up to 20% ✓ 15+ carriers compared ✓ Texas coverage gaps flagged ✓ Same-day response
Not sure what you need? — Take the 2-minute coverage quiz first →

Personal lines we specialize in

Every policy we place is shopped across multiple carriers. We never push a single company.

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Homeowners insurance

We compare HO-3 policies across 15+ carriers, flag the gaps most Texans don’t know exist (windstorm, water backup, ordinance coverage), and find the best rate for what you actually need.

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Auto insurance

Texas minimum limits leave most drivers dangerously underinsured. We build the right coverage stack — liability, collision, comprehensive, uninsured motorist — at a rate that makes sense.

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Bundle & save

Bundling home and auto with the same carrier typically saves 10–20%. We model bundled vs separate quotes to make sure you’re actually better off — not all bundles beat the market.

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Umbrella, flood & renters

Personal umbrella adds $1M–5M of liability for a few hundred a year. Flood coverage is never included in a standard policy. Renters coverage costs less than a dinner out each month.

“We were paying $3,800 a year for home and auto. They moved us to a bundle with better coverage for $2,650. Should have called two years ago.”

Dallas homeowner, home + auto bundle

📍 Texas-specific coverage gaps we always check:

→ Windstorm exclusions in coastal and storm-prone counties → Flood coverage (never in a standard HO-3 or renters policy) → Water backup and sewer rider (separate from flood) → Dwelling replacement cost vs actual cash value → Personal liability limits vs umbrella threshold

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Not sure what coverage you need? Take the 2-minute coverage quiz →