Final Expense & Burial Insurance Guide
How burial insurance works, simplified vs. guaranteed issue, the graded-benefit warning every buyer should understand, sample premiums by age, and a 10-minute worksheet to right-size your coverage. Free — no sales pitch.
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- What final expense insurance is — and how it differs from term and traditional whole life
- Simplified issue vs. guaranteed issue, and why you should always apply for simplified first
- The graded death benefit warning: what it means and the red flags to watch for
- A cost worksheet: funeral, cemetery, medical bills, debts, cushion — minus what you already have
- Sample monthly premiums for a $10,000 policy from age 55 to 80
- Eight questions to ask before you sign, plus a consultation worksheet
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