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Instant Download · $17

Business Insurance Needs Calculator

Answer 12 inputs about your business. Get a precise estimate of the coverage types you need, the limits that make sense, and the approximate annual premium — before you talk to anyone.

$17
One-time · Instant download

Get the Calculator — $17
✓ 30-day money-back guarantee  ·  ✓ Instant delivery  ·  ✓ No subscription
What’s Included
Everything you need — ready to use immediately.
  • ✓
    Interactive Google Sheet CalculatorEnter your revenue, payroll, square footage, and industry — the calculator outputs recommended GL limits, BOP structure, E&O coverage, and workers comp estimate.
  • ✓
    Coverage Type Decision TreeA flowchart that tells you exactly which commercial lines you need based on your business type, client contracts, and physical location.
  • ✓
    Annual Premium Estimator by Coverage TypeTexas market rate ranges for GL, BOP, E&O, cyber, commercial auto, and workers comp — by revenue band. Know your number before you get quotes.
  • ✓
    Pre-Quote Checklist for Business OwnersWhat to gather before you call a broker — NAICS code, payroll, lease requirements, contract insurance minimums — so your first call is productive.
This Is For You If…
You own or run a small business in Texas
You’re starting a business and don’t know what insurance you need
You have a lease or contract requiring proof of insurance
You want to understand costs before getting quotes

Know What You Need Before You Shop

Most business owners either underinsure or overpay because they don’t know the benchmarks. This calculator fixes that.

Get the Calculator — $17
30-day money-back guarantee. No questions asked.