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Instant Download · $27

Texas Homeowner Policy Analyzer

Pull out your current HO-3 policy. This fillable workbook walks you through every section — tells you exactly what you’re covered for, what’s excluded, and where you’re underinsured.

$27
One-time · Instant download

Get the Analyzer — $27
✓ 30-day money-back guarantee  ·  ✓ Instant delivery  ·  ✓ No subscription
What’s Included
Everything you need — ready to use immediately.
  • ✓
    HO-3 Policy Audit Workbook (Fillable PDF)Section-by-section guide to reading your declarations page, coverage limits, exclusions, and endorsements — with plain-English explanations of every term.
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    Texas Replacement Cost CalculatorAre your dwelling limits keeping up with Texas construction costs? Input your home’s square footage and zip code — get the replacement cost gap in dollars.
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    Exclusion Identifier + Gap Filler GuideTexas HO-3 commonly excludes windstorm, flood, foundation, and mold. This tool identifies your gaps and shows what endorsements or separate policies fill them.
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    Liability Adequacy ChecklistIs your personal liability limit high enough for your assets? Includes net worth worksheet and umbrella policy decision framework.
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    Annual Review Trigger CalendarA printable 12-month calendar showing when to review, when to re-shop, and what events should trigger an immediate policy update.
This Is For You If…
You’re a Texas homeowner who’s never read your full policy
You had a claim denied and want to understand why
Your home has appreciated significantly since you bought it
You want to know if your coverage is actually adequate

Most Texas Homeowners Are Underinsured Without Knowing It

This workbook takes 30 minutes to complete. It could save you from finding out your coverage is inadequate at the worst possible moment — during a claim.

Get the Analyzer — $27
30-day money-back guarantee. No questions asked.