How Much Life Insurance Do You Actually Need?
The free 15-minute DIME worksheet that replaces “10x your income” guesswork with a number you can defend.
Inside the free worksheet:
- The full DIME calculation (Debt, Income, Mortgage, Education) with fill-in lines
- What to subtract — and why group life through work only counts at 50%
- A worked example for a real two-income household
- Reality-check table by life stage, laddering strategies, and the 6 mistakes that undo good math
Educational resource only — not insurance, legal, tax, or financial advice, and not a recommendation of any specific policy or carrier. Coverage terms and pricing vary by state, carrier, and individual circumstances. Speak with a licensed insurance professional about your specific situation.
